9 months interest free but beware the monthly fee

[em]

when i did my training , i was given a very informative fact sheet written by janine babauskis which outlines all fees involved, inc the monthly fee and a example of a repayment schedule over 12 months. it gives a breakdown of how much interest you would be charged and monthly fees, i find this brilliant to give to customers as everything is set out clearly for them ensuring no hidden surprises.
let me know if anyone would like a copy.
its awful wen you get hit with hidden extras i must agree.

[faffa_70]

Em I would love one for myself to be able to share with customers if you could. You will find my email under my profile (I think!!) otherwise let me know and I will PM it to you. what a brilliant idea  Thank you

[Meagan]

ooooh Em I would love a copy of that too please I will pm you

[Nay-nay]

Yes please Em - me too! My email should be found on my profile page too - Thanks 

[Churchill]

Hi All,

I was considering the finance option and had completed the paperwork when the next day my consultant called me as some things were not complete. It was than I noticed the $75.00 application fee and $4.95 per month admin. I called my hubby and we decided to buy it outright as really the fees dont really make it worthwhile, better off putting it on my credit card and getting the frequent flyer points!

So understand your feelings and feel for you that you were not given the choice..

[Nay-nay]

Yes - There is still the $70.00 set up cost and the $4.95 per month so for the 9 months you will need to add $114.55 plus delivery. But all in all this is a great offer for people that couldn't get it any other way.  $235 per month for 9 months will get the TM paid for with out any interest. ($58 p/wk) But if you don't get it paid in that time the interest is calculated on the balance ONLY at 19.95%.
So if anyone wants one before Christmas on the 0% interest free plan the latest that I would suggest getting paper work in by is the 1st of December. If it does not matter then send it in by the 18th so that it can be processed before the office closes.