Aimee I guess that is something that only you can answer. I make all our bread. I choose a day that I will be in and do it then. I often do SD and give it an overnight rise in the cold weather.
If you are out a lot then a bread maker may be good for you, especially as you could do it overnight. We have a bread maker, but only use it when we are away in the caravan.
If you can organise your bread to fit your life style you may be able to save the money.